Compact, affordable, and cheap to insure. Here's what South Africans pay.
Compare Baleno quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Baleno 1.5 GLX AT | 2022–2026 | R800 — R1,100 |
| Baleno 1.5 GL MT | 2022–2026 | R650 — R950 |
| Baleno 1.4 GL/GLX | 2016–2022 | R550 — R850 |
Estimates based on a 2021 Suzuki Baleno 1.5 GLX AT, 40-year-old male driver, low risk profile, private use, garage parking.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
| ~R460 | ~R255 | ~R115 | |
| ~R525 | ~R290 | ~R130 | |
|
Momentum Insure
Lowest
|
~R440 | ~R240 | ~R110 |
| ~R525 | ~R290 | ~R130 | |
| ~R495 | ~R270 | ~R125 |
* Estimates only. Your actual premium depends on vehicle year, location, driving history, and cover options. Get quotes to confirm.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
The Baleno sits at the more affordable end of the South African hatchback market, with retail prices that keep insured values — and therefore premiums — modest. Its repair cost profile is reasonable: Suzuki parts availability in South Africa has improved steadily, and panel beaters are familiar with the model.
The Baleno does not appear prominently in SAPS vehicle theft statistics, which keeps theft loading at a moderate level. Combined with its lower retail price, this makes the Baleno one of the more cost-efficient vehicles to insure in the compact hatchback segment.
The newer 1.5-litre Baleno (2022 onwards) carries a slightly higher insured value than the older 1.4 generation, which flows through to a modest premium increase. The difference is typically R100–R200/month between equivalent model years in the two generations. The 1.5 GLX automatic attracts the highest premium in the range due to its higher retail price and automatic gearbox repair costs.
For Balenos older than seven years with a book value below R90,000, comprehensive cover may cost more per year than the vehicle is worth. Third-party fire and theft cover is worth comparing — it reduces your monthly outlay significantly while retaining protection for theft and third-party liability.
The Baleno is quoted by most major SA insurers, creating genuine price competition. Comparing quotes at every annual renewal is the most reliable way to keep your premium down. The spread between cheapest and most expensive insurer for the same Baleno and driver profile can exceed R300/month.