Car Insurance South Africa 2026
Momentum Insure
Momentum Insure
Car Insurance
Part of the Momentum Metropolitan group. Our data shows one of the lower mean rates in the SA market.
Compare our panel →
Part of the Momentum Metropolitan group. Our data shows one of the lower mean rates in the SA market.
Compare our panel →Our data shows a competitive mean rate — approximately 0.26% of trade value per month
Multiply rewards: healthy lifestyle and driving behaviour earn cashback and discounts
Strong integration with the broader Momentum financial services ecosystem
Backed by Momentum Metropolitan — substantial financial strength
Full benefits require engagement with the Multiply programme
Primarily distributed through financial advisors — not always easy to access direct
Not on the Compare Car Insurance quote panel
Momentum Insure is the short-term insurance division of Momentum Metropolitan Holdings — one of South Africa's largest financial services groups. It offers personal and commercial insurance, with a strong integration into the Momentum financial services ecosystem and the Multiply rewards programme.
You can get more information at momentum.co.za/insure.
Based on our pricing dataset of 38 data points, Momentum Insure has a mean effective rate of approximately 0.26% of vehicle trade value per month for the profiles we sampled. This places it among the more competitively priced options in our data, sitting between King Price (0.22%) and the entry-level Telesure products (Budget ~0.32%).
These estimates are based on low-risk driver profiles. Actual premiums will vary based on your individual risk assessment.
Momentum's Multiply programme rewards healthy living and responsible behaviour across its products — including insurance. Safe driving, regular servicing, and other positive behaviours can earn Multiply points redeemable for discounts, cashback, and retail rewards. For policyholders already in the Momentum ecosystem, the Multiply integration adds meaningful value.