Last updated: 05 August 2026
comparecarinsurance.co.za (“the Site”, “we”, “us”) is a free car insurance comparison and lead generation service operating in South Africa. We are not an insurer, an insurance broker, or a financial services provider. We do not underwrite insurance policies, and we do not provide financial advice.
When you submit your details through the Site, those details are passed to one or more licensed South African short-term insurers or their authorised representatives, who will contact you directly with quotations. Any insurance policy you enter into is a contract solely between you and the insurer concerned.
By using the Site or submitting the quotation request form, you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.
By submitting the form on the Site you consent to:
Submission of the form does not obligate you to purchase any insurance product. You are free to decline any quotation offered.
Premium estimates published on the Site are indicative only. They are based on observed market data, publicly available insurer advertisements, and actuarial modelling assumptions. They are not quotes. Actual premiums are risk-profile dependent, calculated by each insurer individually, and will vary based on your age, address, vehicle details, claims history, and the insurer’s current pricing model. We make no warranty as to the accuracy of any estimate published on the Site.
Information published on the Site about specific insurers — including product descriptions, pros and cons, and pricing context — is editorial in nature and is provided for general information purposes only. It does not constitute financial advice. Insurer products, pricing, and terms change frequently. We endeavour to keep information current but make no warranty as to its accuracy or completeness at any given time. Always verify information directly with the insurer before making any financial decision.
References to insurers on the Site do not imply any commercial relationship, endorsement, or partnership unless explicitly stated. Insurers listed on the Site as informational references are not necessarily on our quotation panel.
Nothing on the Site constitutes financial advice as defined under the Financial Advisory and Intermediary Services Act, 37 of 2002 (FAIS). We are not a Financial Services Provider (FSP). If you require financial advice regarding insurance products, you should consult a licensed financial adviser.
To the maximum extent permitted by South African law, we accept no liability for:
All content on the Site including text, design, layout, and code is the property of comparecarinsurance.co.za or its licensors. You may not reproduce, republish, or redistribute any content without prior written permission.
These Terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the jurisdiction of the South African courts.
We reserve the right to update these Terms at any time. Continued use of the Site following any change constitutes acceptance of the revised Terms.
For any queries regarding these Terms, contact us at info@comparecarinsurance.co.za.