Budget-friendly hatchback with budget-friendly insurance. Here are the numbers.
Compare Grand i10 quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Grand i10 1.2 Fluid / Xtreme | 2021–2026 | R750 — R1,100*estimate |
| Grand i10 1.2 Motion / Style | 2018–2021 | R600 — R900*estimate |
| Grand i10 1.25 (older gen) | Pre-2018 | R430 — R700*estimate |
Estimates based on a Hyundai Grand i10 at trade value R215,000. Low-risk driver profile. Comprehensive cover.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
|
Pineapple
Lowest
|
R364/mo*estimate | R182/mo*estimate | R73/mo*estimate |
| R474/mo*estimate | R237/mo*estimate | R95/mo*estimate | |
|
Momentum Insure
|
R565/mo*estimate | R283/mo*estimate | R113/mo*estimate |
| R613/mo*estimate | R307/mo*estimate | R123/mo*estimate | |
| R688/mo*estimate | R344/mo*estimate | R138/mo*estimate | |
| R753/mo*estimate | R377/mo*estimate | R151/mo*estimate | |
| R753/mo*estimate | R377/mo*estimate | R151/mo*estimate |
*estimate = modelled from real advert and quote data, scaled to this vehicle's value for a low-risk driver. Actual premiums depend on your age, address, claims history, and vehicle condition. TPFT and third party figures are approximate.
These are actual monthly premiums published by the insurers themselves, recorded from their own adverts and direct quotes. They are not modelled, calculated or estimated figures. Each one applies to the specific vehicle and driver listed.
| Insurer | Vehicle | Driver | Actual premium |
|---|---|---|---|
| King Price | 2023 Grand i10 1.0 Fluid | Female, age 39 | R428*actual advertised price |
| OUTsurance | 2025 Grand i10 1.2 Premium A/T | Female, age 56 | R497*actual quoted price |
| OUTsurance | 2022 Grand i10 1.2 | Female, age 42 | R596*actual advertised price |
*actual advertised price = a real premium the insurer published in its own advertising. *actual quoted price = a real premium an insurer gave a specific driver. Neither is an estimate. Your own premium will differ with your age, address, claims history and cover.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
The Hyundai Grand i10 is one of South Africa's most popular entry-level hatchbacks. Its competitive retail price, low running costs, and Hyundai's five-year warranty make it a logical first-car choice — and its insurance costs reflect its modest profile. Premiums are among the lowest in the hatchback segment.
The Grand i10 does not feature prominently in vehicle theft statistics. Its lower resale value reduces demand from theft syndicates compared to higher-volume models like the Polo Vivo or Starlet. This translates directly into lower theft loading on your premium.
1.2 Fluid / Xtreme (latest gen) — the current range with a slightly higher retail price. The Xtreme's sportier touches do not materially affect insurance cost.
1.2 Motion / Style (previous gen) — the bulk of the used market. Well-understood by insurers, competitive premiums across the board.
Older models (pre-2018) — low book value opens the door to third-party only cover at very low monthly cost. Worth considering if the vehicle is valued below R80,000.
On a Grand i10 older than six years, the annual comprehensive premium can approach or exceed 15% of the vehicle's book value. At that point, third-party fire and theft cover (or even third-party only) is worth pricing. You remove the comprehensive protection, but the monthly saving may outweigh the risk depending on your financial position.