Budget-friendly hatchback with budget-friendly insurance. Here are the numbers.
Compare Grand i10 quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Grand i10 1.2 Fluid / Xtreme | 2021–2026 | R750 — R1,100*estimate |
| Grand i10 1.2 Motion / Style | 2018–2021 | R600 — R900*estimate |
| Grand i10 1.25 (older gen) | Pre-2018 | R430 — R700*estimate |
Estimates based on a Hyundai Grand i10 at trade value R215,000. Low-risk driver profile. Comprehensive cover.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
|
Pineapple
Lowest
|
R364/mo*estimate | R182/mo*estimate | R73/mo*estimate |
| R474/mo*estimate | R237/mo*estimate | R95/mo*estimate | |
|
Momentum Insure
|
R565/mo*estimate | R283/mo*estimate | R113/mo*estimate |
| R613/mo*estimate | R307/mo*estimate | R123/mo*estimate | |
| R688/mo*estimate | R344/mo*estimate | R138/mo*estimate | |
| R753/mo*estimate | R377/mo*estimate | R151/mo*estimate | |
| R753/mo*estimate | R377/mo*estimate | R151/mo*estimate |
*estimate = modelled from real advert and quote data, scaled to this vehicle's value for a low-risk driver. Actual premiums depend on your age, address, claims history, and vehicle condition. TPFT and third party figures are approximate.
Monthly premiums taken from insurer adverts and direct quotes. Each one is for a specific driver and vehicle, so use it as a real-world reference point rather than your own price.
| Insurer | Vehicle | Driver | Premium |
|---|---|---|---|
| King Price | 2023 Grand i10 1.0 Fluid | Female, age 39 | R428*actual price |
| OUTsurance | 2025 Grand i10 1.2 Premium A/T | Female, age 56 | R497*actual price |
| OUTsurance | 2022 Grand i10 1.2 | Female, age 42 | R596*actual price |
*actual price = the monthly premium shown in the insurer's advert or quote, for the driver listed. Your own premium will differ with your age, address, claims history and cover.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
The Hyundai Grand i10 is one of South Africa's most popular entry-level hatchbacks. Its competitive retail price, low running costs, and Hyundai's five-year warranty make it a logical first-car choice — and its insurance costs reflect its modest profile. Premiums are among the lowest in the hatchback segment.
The Grand i10 does not feature prominently in vehicle theft statistics. Its lower resale value reduces demand from theft syndicates compared to higher-volume models like the Polo Vivo or Starlet. This translates directly into lower theft loading on your premium.
1.2 Fluid / Xtreme (latest gen) — the current range with a slightly higher retail price. The Xtreme's sportier touches do not materially affect insurance cost.
1.2 Motion / Style (previous gen) — the bulk of the used market. Well-understood by insurers, competitive premiums across the board.
Older models (pre-2018) — low book value opens the door to third-party only cover at very low monthly cost. Worth considering if the vehicle is valued below R80,000.
On a Grand i10 older than six years, the annual comprehensive premium can approach or exceed 15% of the vehicle's book value. At that point, third-party fire and theft cover (or even third-party only) is worth pricing. You remove the comprehensive protection, but the monthly saving may outweigh the risk depending on your financial position.