The 2026 South African Car of the Year — and the first Chinese vehicle ever to take the title. Now let's get the cover right.
Compare T2 quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Jetour T2 1.5T Aspire 7DCT | 2025–2026 | R1,000 — R1,500*estimate |
| Jetour T2 2.0T Xplora XWD | 2025–2026 | R1,200 — R1,850*estimate |
| Jetour T2 2.0T Odyssey XWD | 2025–2026 | R1,400 — R2,000*estimate |
| Jetour T2 PHEV | 2025–2026 | R1,550 — R2,300*estimate |
Estimates based on a 2025 Jetour T2 1.5T Aspire 7DCT, 40-year-old male driver, low risk profile, private use, garage parking, tracking device fitted. Trade value approx. R500,000.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
|
Momentum Insure
Lowest
|
~R1,000*estimate | ~R550*estimate | ~R250*estimate |
| ~R1,090*estimate | ~R600*estimate | ~R275*estimate | |
| ~R1,125*estimate | ~R620*estimate | ~R280*estimate | |
| ~R1,050*estimate | ~R575*estimate | ~R260*estimate | |
| ~R1,160*estimate | ~R640*estimate | ~R290*estimate |
* Estimates only. Your actual premium depends on vehicle year, variant, location, driving history, and cover options. Get quotes to confirm.
Jetour offers a 7-year/200,000 km warranty — one of the best in the market. An extended warranty plan picks up where the manufacturer warranty conditions end, covering engine, gearbox, and electrical systems.
In May 2026 the Jetour T2 was named South African Car of the Year by the South African Guild of Mobility Journalists, beating the VW Golf 1.4 TSI into second and the Audi RS Q8 into third. It is the first time in the competition's history that a Chinese brand has won outright. The T2 also took the Mild Adventure category, seeing off the Hyundai Santa Fe, BYD Shark 6 and GWM Haval H7. What this means for insurance: a COTY title tends to lift resale values and dealer demand, which over time nudges agreed values up — but it does not change how cautiously insurers price a brand with limited SA claims history. Expect the wide quote spread described below to persist for at least another year.
You researched the T2 before most people had heard of Jetour — and then it won Car of the Year. At around R570,000 for a fully-loaded SUV with AWD and a 7-year warranty, the value case was already strong. The COTY title just made it obvious to everyone else. Now you need to make sure the insurance side is handled correctly.
The T2 only launched in SA in late 2025, which means insurers are still working with very limited local claims data. That is the most important thing to understand about insuring it: some insurers will be confident, some will be cautious, and pricing variation between them will be wider than on an established model like the Haval H6 or VW Tiguan. The award does not change that — underwriters price claims history, not trophies.
What the award does change is demand. Expect stronger resale values and more T2s on the road over the next 24 months, which usually means two things: better parts availability (good for premiums) and a higher theft profile as the model becomes better known (bad for premiums). Review your cover at renewal rather than assuming year-one pricing holds.
1.5T Aspire — the entry model, lowest retail price, most affordable to insure. FWD reduces repair cost exposure slightly versus the AWD variants.
2.0T Xplora and Odyssey XWD — AWD system adds mechanical complexity and repair cost. Expect premiums 15–25% higher than the base Aspire.
PHEV — the plug-in hybrid significantly increases premium. Battery replacement cost can exceed R200,000 on some PHEV systems; insurers price this risk directly. Get multiple PHEV quotes — appetite varies substantially.
The Haval H6 has been in SA for several years and is well-understood by insurers. It will typically attract a more consistent premium across the insurer market. The T2 may come in cheaper with some insurers and more expensive with others — the spread is wider because the model is newer. Over time, as more T2s are on SA roads, pricing will stabilise.