Hollard
Car Insurance — Underwriter Behind Many SA Brands

Quick overview

You've probably been insured by Hollard without knowing it.

Hollard is one of SA's largest privately owned insurers — but many South Africans have never seen the name on their policy. That's because Hollard underwrites the insurance behind several consumer-facing brands. If you've had a Naked Insurance policy, Hollard is the company paying your claims. They are the financial infrastructure behind the consumer brand.

Founded in 1980, Hollard has built a significant balance sheet and a reputation for innovation in the SA market — including being the first SA insurer to partner with a peer-to-peer brand like Pineapple and the first major underwriter for a fully app-based insurer (Naked).

Hollard direct vs Hollard through a brand or broker

You can get a Hollard policy directly — they do sell consumer car insurance under the Hollard brand at hollard.co.za. Their direct product is straightforward comprehensive cover. But Hollard's real strength is in its distribution network: independent brokers who work with Hollard products, and the branded partnerships where their underwriting sits behind the consumer product you actually buy.

If Naked Insurance appeals to you — the transparent model, the CoverPause feature, the charity surplus — know that your claims are ultimately backed by Hollard's balance sheet. The Hollard financial credibility is a genuine comfort.

Who Hollard direct suits

• Drivers who want a large, established SA insurer behind the policy
• Anyone who prefers broker-advised cover — Hollard's broker network is extensive
• Drivers interested in Naked Insurance — understanding the Hollard underwriting behind it adds confidence