A step up from the Grand i10 — but what does that mean for your insurance bill?
Compare i20 quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| i20 1.0 TGDI N-Line DCT | 2022–2026 | R750 — R1,050*estimate |
| i20 1.2 Premium / Fluid | 2021–2026 | R600 — R950*estimate |
| i20 1.2 Motion | 2018–2022 | R450 — R750*estimate |
| i20 1.4 (previous gen) | Pre-2018 | R380 — R650*estimate |
Estimates based on a Hyundai i20 at trade value R215,000. Low-risk driver profile. Comprehensive cover.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
|
Pineapple
Lowest
|
R364/mo*estimate | R182/mo*estimate | R73/mo*estimate |
| R474/mo*estimate | R237/mo*estimate | R95/mo*estimate | |
|
Momentum Insure
|
R564/mo*estimate | R282/mo*estimate | R113/mo*estimate |
| R611/mo*estimate | R306/mo*estimate | R122/mo*estimate | |
| R687/mo*estimate | R344/mo*estimate | R137/mo*estimate | |
| R752/mo*estimate | R376/mo*estimate | R150/mo*estimate | |
| R752/mo*estimate | R376/mo*estimate | R150/mo*estimate |
*estimate = modelled from real advert and quote data, scaled to this vehicle's value for a low-risk driver. Actual premiums depend on your age, address, claims history, and vehicle condition. TPFT and third party figures are approximate.
These are actual monthly premiums published by the insurers themselves, recorded from their own adverts and direct quotes. They are not modelled, calculated or estimated figures. Each one applies to the specific vehicle and driver listed.
| Insurer | Vehicle | Driver | Actual premium |
|---|---|---|---|
| OUTsurance | 2013 i20 1.4 | Female, age 51 | R389*actual quoted price |
| OUTsurance | 2017 i20 | Not stated | R652*actual advertised price |
| Prime Meridian | 2017 i20 | Not stated | R947*actual advertised price |
*actual advertised price = a real premium the insurer published in its own advertising. *actual quoted price = a real premium an insurer gave a specific driver. Neither is an estimate. Your own premium will differ with your age, address, claims history and cover.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
The Hyundai i20 occupies the space between entry-level hatchbacks like the Grand i10 and premium small cars like the Volkswagen Polo. Its retail price sits in the R240,000–R340,000 range for recent models, which puts comprehensive insurance in an accessible bracket for most South African drivers.
Hyundai has strong insurer appetite across the SA market — all major panel insurers have deep claims experience with the i20 and price it competitively. This means shopping around at renewal is particularly effective for i20 owners.
1.0 TGDI N-Line DCT — the performance-flavoured top spec. Turbocharged engine and DCT gearbox add mechanical complexity, and the higher retail price pushes the premium up slightly compared to the 1.2 range.
1.2 Premium / Fluid — the mid-range sweet spot. Good specification without the price premium of the N-Line. Most SA i20 owners insure this variant.
1.2 Motion (previous gen) — competitively priced on the used market. Insurers price it favourably due to proven reliability and lower retail value.
Yes, modestly — about R30–R80 per month more on a like-for-like low-risk profile. The difference comes down to the i20's higher retail value rather than any difference in theft risk or claims frequency. Both models are well-covered across the SA insurer panel.