More SUV for less money — but what will insurance cost? Here are the honest numbers.
Compare Tiggo quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Tiggo 8 Pro 2.0T 4WD | 2022–2026 | R1,300 — R1,700 |
| Tiggo 7 Pro 1.6T | 2021–2026 | R1,000 — R1,500 |
| Tiggo 4 Pro 1.5T | 2021–2026 | R800 — R1,200 |
| Tiggo 4 1.5 (previous gen) | 2018–2021 | R700 — R1,050 |
Estimates based on a 2021 Chery Tiggo 7 Pro 1.5T, 40-year-old male driver, low risk profile, private use, garage parking.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
| ~R700 | ~R385 | ~R175 | |
| ~R795 | ~R435 | ~R200 | |
|
Momentum Insure
Lowest
|
~R670 | ~R370 | ~R170 |
| ~R800 | ~R440 | ~R200 | |
| ~R750 | ~R410 | ~R190 |
* Estimates only. Your actual premium depends on vehicle year, location, driving history, and cover options. Get quotes to confirm.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
Chery has positioned its Tiggo range as a value-first alternative to Japanese and European SUVs. The Tiggo 4, 7, and 8 Pro offer competitive specification at purchase prices that sit below equivalent Toyota, Hyundai, and Volkswagen models — which directly reduces the insured value and therefore the comprehensive premium.
Chery is a newer entrant in the South African mainstream market compared to GWM/Haval. This means insurer claims data is thinner, and a smaller number of SA insurers have deep experience writing Chery risk. This can result in wider premium variation between insurers — making comparison particularly valuable for Chery owners.
Tiggo 8 Pro — the flagship, largest SUV in the range, 4WD available. Highest retail price and highest premium. The 4WD variant adds mechanical complexity that affects repair costs.
Tiggo 7 Pro — the mid-range sweet spot. Most popular Tiggo in South Africa by volume. Competitive premiums as insurer appetite builds.
Tiggo 4 Pro — compact SUV, lowest retail price in the range, most affordable to insure.
Before committing to a policy, ask: are Chery parts covered at import or local prices? What is the standard repair cycle on a Chery claim? Is there a guaranteed retail value option in the first year? These questions will reveal whether an insurer has confidence in their Chery proposition or is pricing opportunistically.