Seven seats at a hatchback price — and insurance that stays in that lane too.
Compare Ertiga quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Ertiga 1.5 GL AT | 2022–2026 | R680 — R1,050 |
| Ertiga 1.5 GL MT | 2021–2026 | R600 — R950 |
| Ertiga 1.5 GA | 2018–2022 | R445 — R750 |
Estimates based on a 2022 Suzuki Ertiga 1.5 GL MT, 40-year-old male driver, low risk profile, private use, garage parking. Trade value approx. R210,000.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
| ~R470 | ~R255 | ~R115 | |
| ~R510 | ~R280 | ~R130 | |
|
Momentum Insure
Lowest
|
~R445 | ~R245 | ~R110 |
| ~R525 | ~R290 | ~R130 | |
| ~R490 | ~R270 | ~R120 |
* Estimates only. Your actual premium depends on vehicle year, location, driving history, and cover options. Get quotes to confirm.
Insurance covers accidents and theft. An extended warranty covers engine, gearbox, and electrical failures when your manufacturer warranty expires. Get both and you're fully covered.
The Suzuki Ertiga is South Africa's most affordable 7-seater MPV. Its retail price — significantly lower than a Toyota Rumion or Volkswagen Caddy — translates directly into modest insurance premiums. For family buyers who need seven seats without a large insurance bill, the Ertiga is the most cost-effective option in its segment.
Suzuki has well-established relationships with South African insurers. Claims data on the Ertiga is solid, parts availability is good, and approved repair centres are accessible in all major metros. This gives insurers confidence to price the Ertiga competitively.
1.5 GL AT — automatic transmission with slightly higher retail price. The auto commands a modest premium loading of R30–R50/month over the manual, driven by gearbox repair costs.
1.5 GL MT — the manual transmission version is the most common on SA roads and the most competitively priced by insurers.
1.5 GA — the entry-level spec. Lower retail value means the lowest premiums in the Ertiga range. Good choice for buyers prioritising total cost of ownership.
The Ertiga is typically R50–R100/month cheaper to insure than the Rumion on a comparable profile. The Rumion's higher retail price is the primary driver. Both are competitively priced across the SA insurer panel, but buyers who are cost-conscious on insurance should factor this gap into their decision.