iWyze car insurance South Africa
Car Insurance South Africa 2026

iWyze
Car Insurance — OUTsurance's App-First Digital Brand

Old Mutual built iWyze to take on the Telesure brands head-on. Big-group financial backing, leaner direct-insurer pricing. Here's how their rates stack up.

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Quick overview

Pros

Backed by Old Mutual — one of Africa's largest financial services groups

Strong financial stability and claims-paying capacity

Good digital tools and straightforward policy management

Old Mutual ecosystem integration for existing OM customers

Cons

Our data shows a mean effective rate above the most competitive SA options

Direct model — limited broker support for complex claims

Not on the Compare Car Insurance quote panel

Old Mutual's direct brand. Same group backing, no broker in the middle.

iWyze is Old Mutual's direct-to-consumer short-term insurance brand. Old Mutual is one of Africa's largest financial services groups — the same group behind Old Mutual Insure (their broker-distributed product). iWyze gives you Old Mutual's financial strength in a self-service direct format, without the commission layer that broker-distributed products carry.

If you've been quoted by Old Mutual Insure through a broker and found the premium high, iWyze is worth comparing as the direct-access alternative within the same group.

How iWyze pricing compares

Based on our pricing data, iWyze's mean effective rate sits at approximately 0.36% of vehicle trade value per month for standard low-risk profiles — placing it in the mid-range of the SA direct market, broadly in line with Telesure group brands. Not the cheapest option in the market, but competitive for Old Mutual customers who value the group relationship.

The pricing advantage versus Old Mutual Insure through a broker is real — typically R150–R400/month on a standard vehicle, depending on the broker's commission structure.

Who iWyze suits

Compare iWyze against our six-insurer panel

iWyze doesn't participate in comparison panels — get a direct quote at iwyze.co.za, then compare it against what our panel quotes for your vehicle. The market rate is the only useful benchmark.

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We don't quote iWyze directly — but we can find you a competitive SA insurer right now.
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