The crossover that started a segment — now in its third generation and still worth insuring smartly.
Compare Qashqai quotes →| Variant | Year | Est. monthly premium |
|---|---|---|
| Qashqai 1.3 Tekna | 2022–2026 | R1,300 — R1,800 |
| Qashqai 1.3 Acenta+ | 2022–2026 | R1,050 — R1,500 |
| Qashqai 1.3 Acenta | 2022–2026 | R800 — R1,200 |
Estimates based on a Nissan Qashqai at trade value R500,000. Low-risk driver profile. Comprehensive cover.
| Insurer | Comprehensive | TPFT | Third Party |
|---|---|---|---|
|
Pineapple
Lowest
|
R848/mo | R424/mo | R170/mo |
| R1,103/mo | R552/mo | R221/mo | |
|
Momentum Insure
|
R1,314/mo | R657/mo | R263/mo |
| R1,424/mo | R712/mo | R285/mo | |
| R1,599/mo | R800/mo | R320/mo | |
| R1,751/mo | R876/mo | R350/mo | |
| R1,751/mo | R876/mo | R350/mo |
Estimates are indicative only. Actual premiums depend on your age, address, claims history, and vehicle condition. TPFT and third party figures are approximate.
The Qashqai's 1.3-litre turbo engine is sophisticated but repair costs outside warranty can surprise owners. An extended warranty covers you after the Nissan factory cover ends.
The Nissan Qashqai is credited with creating the crossover segment, and the current third-generation model brings a refined 1.3-litre turbopetrol engine, an upscale interior, and pricing that competes directly with the Volkswagen Tiguan, Hyundai Tucson, and Kia Sportage.
The Qashqai is built on an alliance platform (Nissan-Renault-Mitsubishi) which means some parts are shared across brands — a factor that helps keep repair costs and insurance premiums more accessible than equivalent European-only platforms. Nissan's SA dealer presence is strong in all major metros.
1.3 Tekna — the fully loaded top spec. Digital cockpit, Bose audio, and a sunroof push the retail price above R680,000. Comprehensive premiums sit at the upper end of the Qashqai range. The Tekna's feature list increases replacement cost exposure meaningfully.
1.3 Acenta+ — the mid-spec with most of the desirable features. A popular choice in SA and the reference point for most brokers when quoting the Qashqai range.
1.3 Acenta — the entry-spec. More accessible retail price translates to the most affordable comprehensive premiums in the range. Good choice for buyers managing total cost of ownership.
The Qashqai typically runs R80–R150/month cheaper than a comparable Tiguan on comprehensive cover. Volkswagen's parts and labour costs in SA are consistently higher than the Nissan equivalents, giving the Qashqai a meaningful advantage for cost-conscious buyers in this segment.