Discovery Insure has made it their purpose to understand their clients’ needs since their inception and so they’ve continued to adjust and innovate their car insurance offerings. The Discovery Car Insurance Essential Plan offers comprehensive coverage like their Classic Plan, but with fewer benefits and lower benefit limits.
Discovery Essential Plan – Included Benefits
No Excess – If you’re involved in an accident caused by a third party, you won’t have to pay any excess.
Towing and storage – Discovery will cover the costs of towing and storage if done within South African borders.
Remote control, keys and locks recovery – Any loss or damage of remote controls, keys or locks for your car will be covered by Discovery.
Smartphone app – Discovery has an app you can download to your iPhone or Android operated cellphone. The app allows you to take photos of the accident you’ve been in, as well as the facility to take down the details of the accident and the third party involved in the accident. You can then submit this info to start the claim process right from your phone.
Discovery Essential Plan – Optional Benefits
Vitalitydrive – This is Discovery’s telematics programme that monitors your driving habits and rewards you for safe driving.
Retail value booster – This option pays you 15% of your car’s value in the event you write-off your car or it gets stolen.
Excess flexibility – You get to choose your excess. You can even have zero excess. However, this will effect the premium you pay.
Car hire – You have the option of adding car hire to your insurance. You can have up to 30 days or up to 60 days car hire in the event you don’t have access to your car because it was stolen, written-off or is being repaired because of an accident.